Pension Command
£39 one-off
Model your pension under different retirement ages and career paths.
- Retirement-age scenarios
- Early-payment reduction modelling
- Contribution-band what-ifs
Your prison officer pension, in plain English.
Alpha and the legacy schemes, what you pay in, when you can retire, how McCloud affects you, and what a pension could actually be worth.
How to use this hub
Read, calculate, then go deeper
1
Learn your scheme
Know which scheme or schemes your service sits in before you calculate anything.
Pension overview2
Estimate it
A free calculator shows a realistic range based on your pay and service.
Open the calculator3
Compare scenarios
Pension Command compares retirement ages and contributions side by side.
See Pension CommandFree tools first
All toolsCalculators for this topic
Free
Alpha pension calculator
Estimate your pension and lump sum at different retirement ages.
Open the toolFreePension lump sum calculator
See the trade-off between a lump sum and a higher yearly pension.
Open the toolFreeIll-health and injury benefit calculator
A structured estimate if your health or an injury changes your career.
Open the toolFreeIll-health retirement appeal planner
Your appeal deadline, the stage you are at, whether there is a form, and the evidence that helps.
Open the toolPension & Lump-Sum Report
£14.99 one-off
One clear, printable report of what your pension could look like.
- Pension and lump-sum estimate
- Retirement-age comparison
- Questions to put to the scheme administrator
Guides
The schemes
Civil Service Pension for Prison Officers 2026: Full Guide16 min read · updated 3 October 2026
Alpha Pension Explained for Prison Officers: 2026/27 Guide15 min read · updated 3 October 2026
Classic, Premium, Nuvos or Alpha: Your Prison Pension Scheme14 min read · updated 3 October 2026
McCloud Remedy for Prison Officers 2026: Your Pension Choice17 min read · updated 3 October 2026
Prison Officer Pension Contribution Rates 2026/27 Explained12 min read · updated 3 October 2026
Prison Officer Pension Statement Explained (ABS 2026)12 min read · updated 3 October 2026
Guides
Retiring and drawing your pension
Prison Officer Pension Age 2026: 55, 60, 67 or 68?12 min read · updated 3 October 2026
Prison Officer Early Retirement 2026: Reductions Explained12 min read · updated 3 October 2026
Prison Officer Partial Retirement: Alpha Rules and Examples12 min read · updated 3 October 2026
Prison Officer Pension Lump Sum: How Commutation Works12 min read · updated 3 October 2026
How Much Pension Will a Prison Officer Get? 2026 Tables14 min read · updated 3 October 2026
Average Prison Officer Pension: What Is (and Isn’t) Published11 min read · updated 3 October 2026
State Pension and Your Prison Officer Pension: How They Fit14 min read · updated 3 October 2026
Guides
Ill-health, injury and family benefits
Prison Officer Ill-Health Retirement 2026: Tiers, Pay, Appeals19 min read · updated 15 October 2026
Civil Service Injury Benefits for Prison Officers (CSIBS)15 min read · updated 3 October 2026
Prison Officer Death in Service Benefits: Lump Sum, Pensions13 min read · updated 3 October 2026
Prison Officer Survivor Pension: 37.5%, Partners and Children13 min read · updated 3 October 2026
Prison Officer Pension and Divorce: Sharing, Offsetting, CETV14 min read · updated 3 October 2026
Guides
Growing, moving and protecting it
Added Pension and AVCs for Prison Officers: 2026/27 Guide12 min read · updated 3 October 2026
Prison Officer Pension Tax 2026/27: Annual Allowance Explained14 min read · updated 3 October 2026
Prison Officer Pension Transfers: In, Out, CETV and Scams14 min read · updated 3 October 2026
Prison Officer Deferred Pension: Leaving Early (2026 Rules)12 min read · updated 3 October 2026
Prison Officer Pension Increases 2026: 3.8% and How It Works11 min read · updated 3 October 2026
Prison Officer Pension: Part-Time Hours and Career Breaks12 min read · updated 3 October 2026
Prison Officer Pension vs Private Pension: Honest Comparison13 min read · updated 3 October 2026
Guides
More guides
This is information, not financial advice. Confirm your own entitlements with your scheme administrator (Capita since 1 December 2025; see civilservicepensionscheme.org.uk) before making decisions.
See what your pension could be worth
Estimates only, built on published rules. Your scheme administrator holds your real figures.