Personal Pay Report
£7.99 one-off
A printable breakdown of your real take-home, line by line.
- Gross to net with tax code and National Insurance
- Pension contribution impact
- Overtime and allowance breakdown
- Printable or PDF report
Fuel, parking, fares and unpaid travel time against your take-home pay. Compare two prisons or two ways of getting there.
Estimate based on the figures you enter and 2026/27 published rates. Not tax or financial advice. Independent site, not affiliated with HMPPS.
A prison is rarely on a bus route into a city centre, and officers often travel a long way to get to the gate for an early start or home after a late finish. This commute cost calculator turns your journey into three numbers that matter: what it costs per shift, per month and per year; what share of your take-home pay that is; and what your pay per hour really is once you count the unpaid time spent travelling.
You can model a car (fuel or the HMRC rate as a benchmark, parking, tolls and car-sharing), public transport (annual, monthly or per-journey tickets) or cycling, and compare two options side by side, for example your current prison against one closer to home, or driving against the train.
It runs in your browser. Your answers stay on your device unless you choose to ask the AI assistant a question, and then only the figures on screen are sent.
Pay per hour looks clean on a payslip, but a long commute quietly dilutes it. The calculator divides your annual take-home, less your commute cost, by your contracted hours plus the hours you spend travelling. A National Band 3 officer on 37 hours at the top pay point takes home about £28,400 a year, which is roughly £16.70 an hour over 1,702 contracted hours (37 hours for 46 weeks). Add a 14-mile, 30-minute drive each way for four shifts a week (about £1,140 of fuel and running costs and 184 unpaid hours) and the real figure falls to about £14.50 an hour once the travel cost and the unpaid travel time are both counted.
That is not a reason to avoid a long commute; for many people it buys a cheaper home or a prison they want to work in. It is a reason to know the number when you compare offers or transfers.
Switch on 'Compare with a second option' to set a second journey: another prison, a different mode or car-sharing with colleagues. The comparison table shows the difference in annual cost and travel hours, and which option leaves you with the higher real hourly pay.
Pay zones matter here as well. London prisons sit in Outer or Inner London zones with fixed cash differentials, and 18 prisons currently pay market supplements of £1,500 to £3,500 a year to Band 3 officers. A longer commute to a prison paying a supplement or a London differential can pay for itself, or not, and the calculator lets you set your pay and see the commute against it. For pay differences by prison see the prisons directory and market supplements.
Using the defaults (14 miles and 30 minutes each way, 4 shifts a week for 46 weeks, a car doing 45 miles to the gallon with fuel at 140p a litre and 8p a mile for running costs), driving costs about £1,141 a year, £6.20 a shift, and takes 184 hours of unpaid travel. That is 4% of the £28,400 take-home of a National Band 3 officer on the top pay point, and brings the real hourly figure from £16.68 down to £14.45.
Swap the car for a £150 monthly train pass with a 50-minute journey each way and the cost rises to £1,800 a year (£9.78 a shift, 6.3% of take-home) and the travel time to 307 hours, so the real hourly figure is £13.24. The cheaper option on paper is not always the better one once time is counted. Share the car with one colleague and the car cost halves to about £570, lifting the real hourly pay to £14.75. Those are the comparisons the calculator lets you run for your own journey in seconds.
£7.99 one-off
A printable breakdown of your real take-home, line by line.
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For cars and vans, 55p a mile for the first 10,000 business miles and 25p a mile afterwards, from 6 April 2026 (GOV.UK). The previous rate was 45p for the first 10,000 miles. These are for business travel, not commuting.
No. Travel between home and a permanent workplace is ordinary commuting and is not tax-deductible. We use the HMRC rate only as a benchmark for what running a car costs.
Miles each way, multiplied by two, multiplied by the shifts you work in a year. For 14 miles each way, 4 shifts a week for 46 weeks, that is 5,152 miles.
Yes. Fuel and parking divide between the people in the car, so two sharers halve those costs. Set 'People sharing' above one to see the effect on cost per shift and per year.
HMPPS lists a season ticket loan among staff benefits, but we have not verified the amount or terms. Ask your establishment's HR.
Because the time spent travelling is unpaid and the cost comes from take-home. The tool divides take-home less commute cost by contracted hours plus commute hours.
Your pay zone is part of the pay picker, so the take-home context reflects Inner or Outer London pay if you select it. The commute itself is whatever you enter.
Figures were opened and checked on 3 October 2026. See our methodology and editorial policy. This site is independent and not affiliated with HMPPS, the Ministry of Justice or the POA.
Pay, pension, joining and life tools for prison staff. Free to use, no account needed.